What To Do After An Accident

If you are involved in an accident here are some tips so you can be prepared in advance:

• STOP! Do not leave the scene

• Call the police immediately to report any accident, no matter how small, which results in personal injury or vehicle damage. Notify the police as to any necessary medical assistance that may be needed, and of any vehicle that is not drivable.

• Warn other motorists by turning on your vehicle flashers or other reflective devices (such as flares, if needed).

• Do not accept responsibility or otherwise discuss the accident with anyone except the police and your independent insurance agent.

• Do not accept any monetary settlement at the accident scene.

• Above all, remain calm and courteous.

• Exchange iInformation with the other driver

• Write down the other driver’s license number, license plate number, and note the make, model, year, and description of vehicle. Ask for the driver’s insurance company information (name of company, policy number). Record the name, address, and telephone numbers of the driver.

• Write down the name and address of all passengers, injured persons, or anyone with property damage.

• If there are any witnesses take down the contact information for at least two, if possible. This is important when the fault is questionable.

• Diagram the accident before leaving the scene

• Note the time of day, date, weather (sunny, rainy, foggy), and the conditions of the road (wet, dry, icy).

• Show position of all vehicles before and after the accident – plus location of signs, streets, and medians.

• Note any apparent damage to all vehicles involved in the accident.
  

  A Final note:

  After you have taken care of everything at the accident scene, immediately notify your independent insurance agent. Be sure to keep copies of all documents related to the accident.
  

  You can find a crash report form at the Massachusetts RMV website