Personal

Ahmed Insurance Agency is committed to helping our customers find the right coverage at the right price. We have longstanding relationships with some of the best known insurance companies serving Massachusetts and New Hampshire and strive to deliver the highest quality products and services to you. From homes and condos to cars and boats, we’ve got you covered!

Automobile Insurance

Whether a prized possession or simply a means to travel from point A to point B, we can provide you with the coverage you deserve by offering an array of options for your specific vehicle insurance needs.

Automobile insurance providers offer many discounts, so let us find the best fit for you—we’ll review your options and find the company and coverage that is right for you. Possible automobile insurance discounts and services are listed below:

Safe driver credit
Multi-car discount
Senior citizen discount
Airbag, automatic seatbelt
Antitheft system discount
Home/Auto companion credit
Group coverage discount
Windshield Repair
Low mileage discount
Guaranteed repair
24/7 Claim hotlines
Flexible payment options

Types of Automobile Insurance Coverage:

Collision Coverage covers your automobile for damage in various situations. If you were involved in a collision, the damage to your car would be covered by this part of your automobile insurance policy. Usually a deductible applies to Collision Coverage if you are at fault or if you cannot provide information on party that was at fault. Collision is an optional coverage and to include it on your policy, you must also purchase Comprehensive coverage.
Comprehensive Coverage—also known as “other than collision” coverage—covers incidents resulting from causes other than collision. For example, you Comprehensive ensures you’re covered if your auto is stolen or damaged by falling objects, fire or vandalism; plus your windshield is covered if it is cracked or shattered. In most cases there is no deductible for glass, but there is usually a deductible of your choosing for all other comprehensive claims.
Substitute Transportation—specialized insurance coverage for unique situations associated with recreational vehicles like motor homes, all terrain vehicles, snowmobiles, and trailers.

Auto insurance rates are determined by a number of factors, including length of driving history, past driving record, and the type of vehicle. Contact Us or Request a Quote Online to find the best coverage for your situation.

Homeowner Insurance

Your home is your most valuable investment make—sure you’re protected in case of unexpected damage or destruction. We’ll help determine which provider will offer the best coverage and rates for you.

A major benefit of working with an independent insurance company like Ahmed Insurance is that we do the hard work for you. The terms of standard home insurance are defined by the Insurance Services Office (ISO); while what is protected under a homeowners policy is generally the same from company to company, policy rates will vary. We will find and compare several rates from high quality insurance companies to find you the best policy for your home at the best available rate.Ahmed Insurance can also provide many other types of home insurance coverage such as protection for renters and condo owners, protection for your valuables including furniture, appliances, clothing, and other personal possessions. Get in touch with us to discuss your insurance needs and coverage options, or Request a Quote Online.

Life Insurance

The financial security provided by a life insurance policy can help ensure that your loved ones aren’t burdened with debt or forced to sell assets to pay outstanding bills if anything should happen to you.

It is important to understand your needs before researching life insurance options. This kind of coverage is intended to replace income that would be lost with the death of a wage earner. In order to determine how much coverage is enough you should gather personal financial information and review your family’s specific needs. Factors to consider include: illness expenses, burial costs and estate taxes, finances to fund an adjustment period or a move, monthly bills and expenses, and daycare costs or college tuition bills.Feel overwhelmed by the thought of life insurance? Contact Us today and we’ll walk you through everything you need to consider when purchasing coverage.

Umbrella Insurance

Umbrella insurance protects you against lawsuits in which you may be legally liable. These types of policies cover injuries to others caused by your pet or on your property (example: dog bites, slipping on steps).

While you have liability coverage on your possessions (such as your home or automobile) the umbrella policy provides additional coverage in the event your loss exceeds basic policy coverage. Previously, people with significant assets purchased personal umbrella policies; however as monetary damage awards from lawsuits continue to increase an umbrella policy makes sense for nearly everyone. Umbrella coverage is surprisingly affordable; get in touch to find the best rates for your situation.

Motorcycle Insurance

Massachusetts state law requires a minimum amount of liability insurance coverage for motorcycle drivers. Liability insurance is how drivers prove financial responsibility in case of an accident or injury. Have questions? Contact Us to get answers!

Boat Insurance

Insurance coverage should be the last thing on your mind while you’re enjoying life on the water. Let us find the best options and protection for your boat in season, out of season, and every moment in between. Contact Us to find the best rates for your boat.

Renters Insurance

Are you renting a home or an apartment and not sure if you need insurance protection? The short answer is yes! While the property isn’t yours, what’s inside is. Renters insurance provides financial coverage against loss or destruction of possessions in various incidents such as fire, smoke damage, lightning strikes, vandalism, theft, explosions, windstorms, and water damage (not including floods). Contact Us to find out more, or Request a Quote Online today.

Condo Unit Owner Insurance

Insurance needs for condo owners differ from homeowners and renters insurance. Important things to consider include what coverage is provided in the Master Policy, the association deductibles, and how much insurance coverage you need. Contact Us to figure out what you need, or Request a Quote Online today.

Flood Insurance

Floods are an all too common and unpredictable natural disaster—make sure you’re prepared. Flood damage is not covered by homeowners insurance, so flood insurance starts where your homeowners policy ends. In the long run, flood insurance isn’t expensive and is easy to get. Contact Us today and get covered!

Dwelling Fire Insurance

Dwelling Fire Insurance protects a home against the perils specifically named in the policy. Many common causes of damage, such as fire, hail, and lightning, are usually listed as covered “named peril” in a Dwelling Fire Policy. Dwelling coverage, sometimes called “dwelling insurance,” will help to pay for the rebuilding or the repair of the physical structure of your home if it’s damaged by a covered hazard. Contact Us for more information.