Personal

Automobile insurance providers offer many discounts, so let us find the best fit for you—we’ll review your options and find the company and coverage that is right for you. Possible automobile insurance discounts and services are listed below:

• Safe driver credit
• Multi-car discount
• Senior citizen discount
• Airbag, automatic seatbelt
• Antitheft system discount
• Home/Auto companion credit
• Group coverage discount
• Windshield Repair
• Low mileage discount
• Guaranteed repair
• 24/7 Claim hotlines
• Flexible payment options

Types of Automobile Insurance Coverage:

• Collision Coverage covers your automobile for damage in various situations.  If you were involved in a collision, the damage to your car would be covered by this part of your automobile insurance policy. Usually a deductible applies to Collision Coverage if you are at fault or if you cannot provide information on party that was at fault. Collision is an optional coverage and to include it on your policy, you must also purchase Comprehensive coverage.
• Comprehensive Coverage—also known as “other than collision” coverage—covers incidents resulting from causes other than collision. For example, you Comprehensive ensures you’re covered if your auto is stolen or damaged by falling objects, fire or vandalism; plus your windshield is covered if it is cracked or shattered. In most cases there is no deductible for glass, but there is usually a deductible of your choosing for all other comprehensive claims.
• Substitute Transportation—specialized insurance coverage for unique situations associated with recreational vehicles like motor homes, all terrain vehicles, snowmobiles, and trailers.

Auto insurance rates are determined by a number of factors, including length of driving history, past driving record, and the type of vehicle. Contact Us or Request a Quote Online to find the best coverage for your situation.

A major benefit of working with an independent insurance company like Ahmed Insurance is that we do the hard work for you. The terms of standard home insurance are defined by the Insurance Services Office (ISO); while what is protected under a homeowners policy is generally the same from company to company, policy rates will vary. We will find and compare several rates from high quality insurance companies to find you the best policy for your home at the best available rate.Ahmed Insurance can also  provide many other types of home insurance coverage such as protection for renters and condo owners, protection for your valuables including furniture, appliances, clothing, and other personal possessions. Get in touch with us to discuss your insurance needs and coverage options, or Request a Quote Online.

It is important to understand your needs before researching life insurance options. This kind of coverage is intended to replace income that would be lost with the death of a wage earner.  In order to determine how much coverage is enough you should gather personal financial information and review your family’s specific needs. Factors to consider include: illness expenses, burial costs and estate taxes, finances to fund an adjustment period or a move, monthly bills and expenses, and daycare costs or college tuition bills.Feel overwhelmed by the thought of life insurance? Contact Us today and we’ll walk you through everything you need to consider when purchasing coverage.

While you have liability coverage on your possessions (such as your home or automobile) the umbrella policy provides additional coverage in the event your loss exceeds basic policy coverage. Previously, people with significant assets purchased personal umbrella policies; however as monetary damage awards from lawsuits continue to increase an umbrella policy makes sense for nearly everyone. Umbrella coverage is surprisingly affordable; get in touch to find the best rates for your situation.