Terms & Conditions

I. Notice

This Internet site (hereinafter called “AIA Site”) is made available for your use by Ahmed Insurance Agency, Inc. pursuant to the terms and conditions of use set forth herein (the “Terms of Use”).

By accessing and making use of this AIA Site, you agree to be bound by these Terms of Use. If you do not agree with the Terms of Use, you are not authorized to use the AIA Site and your sole remedy is to cease your use of the AIA Site.

These Terms of Use may be modified by Ahmed Insurance Agency, Inc. at any time and without notice to you. It is your responsibility to visit this page frequently to review carefully the current Terms of Use which govern your continued use of the AIA Site. Each and every time you access the AIA Site you shall be deemed to have agreed to the then current Terms of Use.

II. Licensing

Ahmed Insurance Agency, Inc. is licensed in, and focused on customers in, Massachusetts and New Hampshire. Nothing on the AIA Site is intended or should be construed as a solicitation or offer to sell insurance products in any jurisdiction in which Ahmed Insurance Agency, Inc. is not properly licensed.

III. Policies v. site Content

In several locations on the AIA Site, we provide helpful information about commonly used insurance terminology, frequently asked insurance questions, and our Company’s products. Information presented on such pages is subject in all respects to the terms, conditions and limitations of insurance policies covering customers. In the unlikely event that there is some conflict between an actual insurance policy and any statements on the AIA Site, the terms, conditions and limitations of our insurance policy will govern.

IV. Disclaimers

YOU AGREE THAT ANY USE OF THE AIA Site IS AT YOUR SOLE RISK AND THAT THE AIA Site IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Ahmed Insurance Agency, Inc. DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR RESULTS OF THE USE OF ANY CONTENT OR INFORMATION AVAILABLE ON OR THROUGH THE AIA Site. THE ACCURACY, COMPLETENESS, SEQUENCING OR TIMELINESS OF INFORMATION IS NOT GUARANTEED BY Ahmed Insurance Agency, Inc. AND INFORMATION IS SUBJECT TO CHANGE.

TO THE FULLEST EXTENT PERMITTED BY LAW, Ahmed Insurance Agency, Inc. DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO: (A) ANY WARRANTY FOR CONTENT, INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE AIA Site; (B) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, OR SERVICES OFFERED ON OR THROUGH THE AIA Site; (C) ANY WARRANTIES THAT THE AIA Site IS FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER HARMFUL COMPONENTS; AND (D) ANY WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR WARRANTIES OF NON-INFRINGEMENT.

THE INTERNET IS AN OPEN SYSTEM. THEREFORE, Ahmed Insurance Agency, Inc. CANNOT AND DOES NOT GUARANTEE THAT THE PERSONAL INFORMATION ENTERED BY YOU WILL NOT BE MISAPPROPRIATED, INTERCEPTED, DELETED, DESTROYED OR USED BY OTHERS. YOU AGREE NOT TO HOLD Ahmed Insurance Agency, Inc. LIABLE FOR ANY LOSS OR DAMAGE OF ANY SORT INCURRED AS A RESULT OF ANY SUCH MISAPPROPRIATION, INTERCEPTION, DELETION, DESTRUCTION, OR USE OF INFORMATION PROVIDED BY YOU THROUGH THE AIA Site.

V. Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL Ahmed Insurance Agency, Inc. BE LIABLE FOR ANY DAMAGES, DIRECT, INDIRECT, INCIDENTAL, AND/OR CONSEQUENTIAL, INCLUDING WITHOUT LIMITATION BODILY INJURY, EMOTIONAL DISTRESS OR DISCOMFORT, OR PHYSICAL DAMAGE RESULTING FROM OR IN ANY WAY RELATED TO YOUR USE OF THE AIA Site, INCLUDING BUT NOT LIMITED TO YOUR USE, REFERENCE TO OR RELIANCE ON ANY INFORMATION OBTAINED ON OR THROUGH THE AIA Site.

VI. Linking

Ahmed Insurance Agency, Inc. does not endorse, adopt or have any responsibility for any information available on or through an linked third-party Web sites. While Ahmed Insurance Agency, Inc. provides links to other Web sites where you may find useful or helpful information, Ahmed Insurance Agency, Inc. does not maintain theses linked sites and has no control over the function and content on the linked sites. Ahmed Insurance Agency, Inc. disclaims and is not responsible for the function of or content on the linked sites, including, without limitation, completeness, accuracy, legality or propriety of such content. The linked sites are for your convenience only and you access them at your own risk. Ahmed Insurance Agency, Inc. disclaims all liability for products or services that you may purchase from any third party. If you are not satisfied with any services and products provided by third parties, you must contact such third parties directly. In addition, while Ahmed Insurance Agency, Inc. provides links to pages maintained by its agents or producers, Ahmed Insurance Agency, Inc. accepts no liability for the content on such pages, or for any communication you receive from its agents or producers as a result of your visits to such pages.

VII. Copyright and Trademark

Third-party content, logos and company names available on or through the AIA Site are the intellectual property of their respective owners. The contents of the AIA Site, including but not limited to graphics, logos and text, are the property of Ahmed Insurance Agency, Inc., and are protected by copyright and other intellectual property laws.

The name Ahmed Insurance Agency, Inc. (and logo) are either service marks and/or registered service marks of Ahmed Insurance Agency, Inc., and may not be used under any circumstances without the express prior written consent of Ahmed Insurance Agency, Inc.. The name Ahmed Insurance Agency, Inc. Group, Inc. is the service mark of Ahmed Insurance Agency, Inc. Group, Inc., and may not be used under any circumstances without the express prior written consent of Ahmed Insurance Agency, Inc. Group, Inc. All other Ahmed Insurance Agency, Inc. products and proprietary tools offered on the AIA Site, including InsureAnswer.com, are the trademarks or service marks of Ahmed Insurance Agency, Inc., and any such marks may not be used under any circumstances without the prior written authorization of Ahmed Insurance Agency, Inc..

VIII. Privacy Policy

Ahmed Insurance Agency, Inc. respects the privacy of your nonpublic personal information and provides a detailed explanation of its online information gathering and dissemination practices as part of its Privacy Policy which is available online here.

IX. Choice of Law

These Terms of Use will be governed by and construed in accordance with the laws of the State of Massachusetts, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to your use of the AIA Site or these Terms of Use shall be filed only in the state or U.S. Federal Courts located in Massachusetts and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

X. Contact Information

If you have any questions about these Terms of Use, the practices of the AIA Site, or your dealings with Ahmed Insurance Agency, Inc., you can contact Ahmed Insurance Agency, Inc. Contact information can be found at http://www.ahmedinsurance.com/contact